Comments on: What are some cheap car insurance companys?

By: Cover D

Cover D — Sun, 29 Nov 2009 11:17:59 +0000

Given the current economic climate of uncertainty, I have been also looking for the cheapest car insurance deals for my son. Through a number of hours researching, I came across an interesting article which identified the top 10 cheapest cars to insure. This can be found at:
http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200812301
This enabled me to get a better economical understanding of which car and its insurance company is best, in the current climate. Hope this helps.
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By: David W

David W — Sun, 29 Nov 2009 10:52:59 +0000

GOOD and CHEAP don’t always go together; you often get what you pay for. You can get some idea of how consumers rate their insurers by checking

http://www.jdpower.com/autos/ratings/autos-insurance

or reading Consumer Reports magazine for their annual auto issue; your public library may have back issues.
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By: pickmefirstplz

pickmefirstplz — Sun, 29 Nov 2009 10:26:59 +0000

try State Farm or Progressive
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By: Insuranceman

Insuranceman — Sun, 29 Nov 2009 10:01:59 +0000

There is no ONE insurance company that is right for everyone – everyone is rated individually – and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate – and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!
References :
Independent insurance agent for 28+ years