Cheap Car Insurance – Where to Get It

Posted under Cheap Online Car Insurance Policy by William

By Brian Stevens

You Can Save on Car Insurance

To get the cheapest rate possible on your car insurance, follow these tips:

* Raise your comprehensive and collision deductibles.  This can save you up to 50% on your insurance premium.  It also prevents you from making too many claims, which can cause your insurance company to cancel your policy.

* Before you buy a new car, check how much it will cost to insure.  Look for a car with safety devices and anti-theft devices, both of which will give you discounts on your insurance.  Also look for cars that are rated to withstand accidents well and that are not popular targets for car thieves.

* Check if you can get a discount on your insurance for taking a defensive driving class or drivers education class.

* Keep your driving record clean.  Most insurance companies will give you a good-sized discount if you’ve had no accidents or tickets for three years.

* Keep your credit record in good shape.  A good credit rating will lower your premium with many insurers.

* Ask your insurer for all the discounts you may be eligible for.

* Comparison shop and get at least three quotes from different companies. The easy way to comparison shop is to go to an insurance comparison website. There, you can type in your insurance information and receive quotes from multiple A-rated insurance companies.

Some insurance comparison websites give you the option to talk with insurance experts online or by phone to get answers to any car insurance questions you may have (see link below).

Where to Get Cheap Rates

Click on the following link to get cheap car insurance quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on car insurance in Phoenix AZ.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens http://EzineArticles.com/?Cheap-Car-Insurance—-Where-to-Get-It&id=1373139

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